This is especially true with our children. We can talk to them all day about being kind to each other but if we are not kind to our spouses or to them, our words are worthless.
They will pick up more from the way we act than from what we say.
"Did He not make them one, with a portion of the Spirit in their union? And what was the one God seeking? Godly offspring." Malachi 2:15
This week I'm focusing on finances/money. We are going through Dave Ramsey's Financial Peace University with some friends. Loving it. I recommend it to anyone.
What he means by the above is that everyone else (or most people) live beyond their means financially. They buy things they can't afford to impress people they don't really like. Or they just don't have the self-control to stay out of debt. Credit card debt, auto debt and student loans are rampant!!
Dave says if you can't pay cash for it, don't buy it.
After going through bankruptcy 20 years ago, he has only used cash and doesn't even have credit cards. He says the FICO score is really your "I love debt" score.
He is now a multi-millionaire and actually paid back all the debts he was cleared of when he filed bankruptcy - even the banks.
He says we should live below our means now (like no one else) and pay off debt, save 3-6 months expenses, etc. (see Baby Steps). Then one day you will be able to live like no one else because you will be financially secure.
You can also listen to him on the radio or on-line. He's on our local radio station for several hours starting at 3:00 every afternoon. I'm addicted. The kids even ask to listen.
He's also got a book called The Total Money Makeover.
Come back tomorrow to hear one of our money stories...
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